Add what comes in and what goes out. See what's left, and what share of your income you actually keep. No email address, no account, and nothing is saved anywhere.
Left over each month
Add your numbers
A snapshot tells you whether the month works on paper. It can't tell you whether you're on track on the 14th. Alfie keeps this budget live — every entry updates what you're safe to spend, on your device.
Nothing you type here is saved, sent, or tracked. Close the tab and it's gone.
Two things make the difference between a budget that reflects reality and one that flatters you.
Divide the annual stuff by twelve. Car servicing, insurance renewals, Christmas, the vet. These are not surprises — they are predictable costs you have decided to be surprised by. A monthly budget that ignores them will work for a while and then fail in exactly the month you could least afford it.
Use last month's actual numbers, not your estimates. Most people underestimate discretionary spending substantially. Your bank statement is less flattering and more useful.
That is worth knowing rather than worth panicking about. A shortfall on paper is a measurement, and the gap only closes from one of two sides: money coming in, or money going out. Most people find the fastest movement is in recurring costs they stopped noticing — subscriptions, tiers they don't use, insurance they never re-shopped.
